clairechangery

Being hounded by creditors calling you and sending emails and letters, can be very uncomfortable. Often, people being sued do nothing, and the debt remains unchallenged.  The creditors go to court and obtain a judgment, which is good for ten years.  A judgment can then be renewed for another ten years.   You should challenge any debt …

Dealing with Debt Collectors Read More »

Student loan attorneys are knowledgeable about both federal and private loans. Federal student loans have many payment options. A student loan attorney can research your options and find the best payment plans to fit your needs. Most student are automatically put into a ten or twenty year repayment plan, but there may be other options …

Why should I hire a Student Loan Attorney? Read More »

What do you do if you think someone is stealing your credit? Here are the steps you should take immediately to clear up your credit.

Many people wonder whether they should file for bankruptcy with their spouses. Spouses who are going through a divorce may be especially reluctant to file together. Whether or not you should file together depends on many circumstances.

Exemptions are the amounts in property that you get to keep. They can apply to both homes and land and also personal items, such as a car or jewelry. Exemptions may allow you to keep items, or receive money back in the event an item is sold.

Your home is the most important asset you own. It is normal for people to worry about losing their house if they are facing bankruptcy.

The thought of filing for bankruptcy can be scary. So can the thought of having a face-to-face meeting with an attorney. Here are some tips to make the most of your initial interview.

The Bankruptcy Code allows two types of bankruptcies for individuals. One is Chapter 7, also known as a liquidation bankruptcy. The other is Chapter 13. There are important differences between these two chapters.

Chapter 7, also known as the Liquidation Bankruptcy, is the least complicated form of bankruptcy. It may allow you relief from medical bills, credit card bills, and other types of debt. The average length of a Chapter 7 is about six months. At the end of those six months, if all goes well, many types of debt will be discharged, or released, giving you a fresh start.