Frequently asked questions

All initial consultations for bankruptcy and debt defense are free. During this consultation, we will ask questions about your situation in order to collect information so that we can explain the applicable law to you. Once we have determined your best course of action, we will be able to provide a quote for you. 

Debt defense cases will be discussed and charged depending on whether we represent you in court, take a flat fee, or a percentage of your case. Most Chapter 7 and 13 bankruptcies are charged a flat fee, unless there are unusual circumstances involved.

We accept cash, checks, and credit cards. We bill using LawPay. If you are a bankruptcy client, you cannot use a credit card to pay your attorney fees, but you can use a debit card.
We try to provide the very best legal advice for every client. If you agree to have us represent you, we will be available every step of the way. If your circumstances are such that we feel you will need an attorney with a different focus area, we try hard to find someone who can fit your needs.
Sometimes a student loan question can be answered quickly over the phone. Generally, however, we must charge a 150.00 fee. This is paid three days in advance of your appointment, as there is preparation work to do, and the research takes about three days to complete. We will analyze your options and take all the time you need to have your questions answered. Any other service, such as completing a consolidation, rehabilitation, or settlement will cost more.